BHIM app, now available on iOS platform also

Bharat Interface for Money, or BHIM app, which has already been downloaded by 11.25 million Android users, has now been launched on iOS platform.

A. P. Hota, MD & CEO, National Payments Corp. of India (NPCI) says, "The BHIM App will now cater to almost 100 percent smartphone users in the country with the launch of iOS platform. This will ensure wider acceptance for digital transactions among consumers across all sections."

The BHIM app, released on December 30 for Android users, reached 10 million downloads on Play Store within ten days of launch and recently became the most downloaded app in India.

BHIM is now available on #iOS. Download #BHIM: https://t.co/wjtGxEbAL6 #AppStore @PMOIndia @aphota @dilipasbe @amitabhk87 @NandanNilekani pic.twitter.com/ii5E1duvpk

— BHIM (@NPCI_BHIM) February 11, 2017

The app allows users to transfer money through Unified Payments Interface (UPI), a bank-to-bank fund transfer system backed by phone numbers linked to your bank account. The app supports services like sending and receiving payments and other essential functions via direct linking. The BHIM app uses three levels of authentication, first between the app and the phone, second between the app and the bank, and third between the bank and the phone.

Currently, BHIM has partnered with 35 banks which includes State Bank of India, Axis Bank, HDFC Bank, ICICI Bank, IDBI Bank, Union Bank of India and Kotak Mahindra Bank.

Like Android version of BHIM, the iOS version also has a transfer limit of Rs 10,000 per transaction and Rs 20,000 in a day through the bank account. Though Android version supports several regional languages, the iOS platform of the app is currently available only in Hindi and English. However, users can expect further language support in coming months, as per the developers claim.

Hota further added, "The BHIM App on iOS platform is equipped with updated features available on BHIM’s Android version 1.2. This includes Pay to Aadhaar number, SPAM report, and advanced customer redressal mechanism."

The iOS version of BHIM is further expected to further boost the volume of transactions.