Amazon India integrates UPI service on its app

Amazon India has introduced Unified Payments Interface (UPI) as a mode of payment on its app. As of now, the payment method allows transactions up to Rs 10,000 or less on its mobile app and mobile website. The payment option is currently not available for desktop users.

Once a customer chooses UPI as the payment option, he/she has to enter and verify their UPI ID. Once verified, the customer can go to the UPI ID-linked mobile app to complete the payment. In case of refunds, the transactions will be done directly to the UPI-linked bank account in 2-4 business days.

The integration had been in process for several months now. Last year, former National Payments Corp. of India (NPCI) managing director and chief executive officer A.P. Hota said, “A good deal of amazing work is underway, Amazon will shortly come in, the testing and integration process is on.”

UPI has emerged as one of fastest growing payment method since the demonetisation of high-value notes in November 2016.

A major chunk of transactions is being driven by smartphone-based payment applications such as Google’s Tez, Flipkart-owned PhonePe, and Paytm among others. After Google and Amazon, WhatsApp, the messaging service is also slated to enter the UPI bandwagon soon.